Welfare Wallet CD Pay
by our fintech partner — the financial touchpoint of the CD Restop ecosystem
CD Restop partners with our fintech partner to build the CD Pay Welfare Wallet — paying for welfare activities across CD Housing · GOMO · CD Go · EV stations. All fintech licenses and platform are operated by our fintech partner. App and brand: CD Pay.
CD Restop × our fintech partner — who does what?
A transparent combined fintech model with clear separation between the welfare brand (CD Restop) and the licensed financial infrastructure (our fintech partner).
- The CD Pay brand
- Mobile app (UI/UX)
- Ecosystem use-cases (CD Housing/GOMO/CD Go)
- End-customer relationships
- Fintech license (SBV payment intermediary)
- Core banking + KYC/eKYC engine
- QR/NFC/ATM payment gateway API
- Legal compliance + transaction reporting
One wallet — every welfare activity
CD Pay integrates deeply into every touchpoint of the CD Restop ecosystem — no extra apps, no juggling accounts.
Welfare payments
Fast payment for CD Restop welfare services: EV charging, CD Housing, GOMO, CD Go shuttle, insurance — via QR / NFC / wallet balance.
Collect & Disburse
Station operators collect lodging and welfare service fees for drivers and on-site workers. Real-time reconciliation via our fintech partner API.
Advance for welfare goods
Planned advance-payment support for welfare bundles, to be delivered through a licensed financial partner.
EV charging top-up
Scan the station QR and pay straight from the CD Pay wallet. Earn CD Go points, redeem rest-stop service perks and vehicle maintenance.
Auto lodging fee
Flip the auto-pay switch — rent, utilities and WiFi are deducted automatically each month. Never miss a due date.
Vouchers & gifts
Send CD Pay vouchers to loved ones, gift nutrition BBU bundles to parents back home, give Tet bonuses to IP workers.
One tap — every welfare transaction
The CD Pay app is designed minimally for workers, students and drivers — four taps complete a transaction. No passwords, just Face ID or fingerprint.
Before & After CD Pay
Each audience in the CD Restop ecosystem gets a specific pain point solved.
IP workers
Cash for each Sleep Pod, shower or laundry use — no receipt, hard to reconcile.
Auto-collection via CD Pay — no fees, nothing to remember, SMS confirmation.
Students
Out of money at month-end, must call parents to send — takes 1–2 days.
Borrow 1M VND via CD Pay wallet, repay from part-time pay — 0% interest first 7 days.
CD Go drivers
Fuel, lunch, EV charging — 3 different wallets, 3 authentications.
One CD Pay for every service on the route — a single Face ID unlock.
Station operators
Cash collection, manual ledgers, hard to reconcile.
Real-time dashboard of lodging, charging and GOMO revenue by day — automatic reconciliation.
CD Pay — coming soon
CD Pay is being prepared with our fintech partner. The launch date and the first participating rest stops will be announced on cdrestop.com.
Get notified when CD Pay launches
Leave your contact details — we will let you know when the wallet opens for registration at the first rest stops.
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