Welfare Wallet CD Pay
by our fintech partner — the financial touchpoint of the CD Restop ecosystem
CD Restop partners with our fintech partner to build the CD Pay Welfare Wallet — paying for welfare activities across CD Housing · GOMO · CD Go · EV stations. All fintech licenses and platform are operated by our fintech partner. App and brand: CD Pay.
CD Restop × our fintech partner — who does what?
A transparent combined fintech model with clear separation between the welfare brand (CD Restop) and the licensed financial infrastructure (our fintech partner).
- The CD Pay brand
- Mobile app (UI/UX)
- Ecosystem use-cases (CD Housing/GOMO/CD Go)
- End-customer relationships
- Fintech license (SBV payment intermediary)
- Core banking + KYC/eKYC engine
- QR/NFC/ATM payment gateway API
- Legal compliance + transaction reporting
One wallet — every welfare activity
CD Pay integrates deeply into every touchpoint of the CD Restop ecosystem — no extra apps, no juggling accounts.
Welfare payments
Fast payment for CD Restop welfare services: EV charging, CD Housing, GOMO, CD Go shuttle, insurance — via QR / NFC / wallet balance.
Collect & Disburse
Industrial parks / universities collect rent, utilities and welfare fees for CD Housing residents. Real-time reconciliation via our fintech partner API.
Advance for welfare goods
Unsecured micro-loan to buy GOMO BBU welfare bundles (up to 3M VND / 30 days) — preferential 0–0.5%/month for GOMO Members.
EV charging top-up
Scan the station QR, pay directly from the CD Pay wallet. Earn CD Go points, redeem Highlands café perks and vehicle maintenance.
Auto CD Housing rent
Flip the auto-pay switch — rent, utilities and WiFi are deducted automatically each month. Never miss a due date.
Vouchers & gifts
Send CD Pay vouchers to loved ones, gift nutrition BBU bundles to parents back home, give Tet bonuses to IP workers.
One tap — every welfare transaction
The CD Pay app is designed minimally for workers, students and drivers — four taps complete a transaction. No passwords, just Face ID or fingerprint.
Before & After CD Pay
Each audience in the CD Restop ecosystem gets a specific pain point solved.
IP workers
Complex rent transfers, bank fees, monthly due dates to remember.
Auto-collection via CD Pay — no fees, nothing to remember, SMS confirmation.
Students
Out of money at month-end, must call parents to send — takes 1–2 days.
Borrow 1M VND via CD Pay wallet, repay from part-time pay — 0% interest first 7 days.
CD Go drivers
Fuel, lunch, EV charging — 3 different wallets, 3 authentications.
One CD Pay for every service on the route — a single Face ID unlock.
CD Housing landlords
Cash collection, manual ledgers, hard to reconcile.
Real-time dashboard for 100 residents — who paid, who is late, with auto-reminders.
Launching as soon as possible
MOU & technical integration
Sign the official CD Restop × our fintech partner MOU, integrate APIs into CD Housing + GOMO POS + charging stations.
Closed Beta — 500 CD Housing residents (Bac Ninh)
Internal trial with the first CD Housing pilot residents. Rent collection, GOMO payments, EV charging.
Open Beta — GOMO Members
Open to all GOMO Members. Adds BBU advance and gift vouchers.
Nationwide official launch
Cover 500+ CD Restop stops, integrate CD Go shuttle, Global Care insurance and many FMCG partners.
Register early — get launch perks
The first 500 registrants receive 100,000₫ in-wallet on activation & free transactions for the first 6 months.
By registering, you agree to receive Zalo notifications from CD Restop & our fintech partner.